Northern Colorado Fall 2025

2025 Northern Colorado Real Estate Market Update

Hello — Philip here from Jason Mitchell Real Estate Colorado, and I want to walk you through what I’m seeing in the 2025 housing market across Northern Colorado in a friendly, conversational way. Whether you’re buying or selling (or just curious), this is for you.

What’s Happening Right Now

• In the region, the pace of price growth has moderated compared to the peak years. For example, one snapshot noted median prices up around 4% month-over-month early in the year, which is far smaller than the double-digit jumps we saw previously. 

• In Fort Collins, Colorado, the median sold price in June 2025 was about $556,897, down slightly (-0.2%) from the year before. 

• Inventory is inching up, which gives buyers more options and a bit more room to negotiate. For instance, in Fort Collins active listings rose in June. 

• For sellers, well-priced and well-prepared homes are still moving quickly: in many Northern Colorado markets homes are still selling in 50-60 days or so, and sellers are capturing close to their list price when they do things right. 

What It Means for Buyers

If you’re in the market to buy:

• You’re in a better position than a couple years ago. With slightly more inventory and less bidding frenzy, you can take a little more time to analyze, compare, and negotiate.

• Be realistic about pricing and condition. While some homes are still under contract quickly, others are sitting longer if they’re overpriced or not in top condition. For example, in Fort Collins 43% of homes sold in June were under asking price. 

• Consider the location and type of home carefully. Attached homes (townhomes, condos) are showing strong activity in many areas—this can be a good opportunity. 

• Lock in financing and stay pre-qualified: interest rates remain elevated compared to previous years, so buy smart and stay ahead of the curve.

What It Means for Sellers

If you’re planning to sell your home:

• Pricing matters more than ever. Because buyers are more discerning and inventory is creeping upward, homes that are priced at market and in good condition are likely to see the best results. Homes that are overpriced may sit or require price drops.

• Preparation is still key: staging, good photography, and proper marketing make a difference. A well-presented home will stand out.

• Be aware of your competition: With more inventory, your home will be compared broadly. Make sure it’s in tip-top shape and your marketing highlights your home’s best features.

• Understand the sweet spots: Homes in the mid-$400K-$700K range are often where buyer demand is strongest; luxury homes (over $1M) may see slower pace. 

Special Notes for Northern Colorado (NoCo)

• Areas like Windsor, Colorado and Berthoud, Colorado are showing particularly strong growth in some segments. Windsor’s detached market, for example, saw a ~2.7% price increase year-over-year in July 2025. 

• New construction is ramping up. One report estimated over 3,000 new homes planned for NoCo in 2025-2026—especially in areas like Timnath, Colorado, north Fort Collins, and east Loveland. 

• For investors and rental-market watchers: NoCo still offers solid opportunities. Demand for rentals remains robust, especially single-family homes near employment centers. 

My Take as Your Local Expert

Here’s how I interpret all of this for you:

• For buyers, 2025 is a good window. You’ll want to act wisely, do your homework, and avoid overpaying just because you feel pressured. The market affords more leverage than the overheated years.

• For sellers, now is still a fine time to list—provided you play the game smart. Homes that are market ready, well-priced, and marketed aggressively will sell. But you don’t get to relax and assume you’ll automatically get 10-15% over list.

• For everyone, know that local neighborhoods matter more than ever. The broad “NoCo market” is healthy, but what’s happening in your specific zip code, community, and home type will make the biggest difference.

• Keep an eye on new construction and near-term inventory shifts. The influx of new homes may slightly cool upward pressure—but that’s actually good news, especially if you’re buying.

What’s Next?

If you’re thinking of selling: Let’s connect and I’ll pull recent comps for your neighborhood (be it Greeley, Loveland, Fort Collins, etc.) so we can review pricing strategy together.
If you’re buying: Share your wish list with me (location, size, budget, must-haves) and I’ll set up alerts for you and we’ll monitor the best value homes together.

Bottom line: Northern Colorado's 2025 housing market is balanced—less wild than the boom years, more opportunities for buyers, and still profits for sellers who are well-prepared. If you want to discuss how it applies specifically to your scenario, I’m here and ready to help.

Thanks for reading, and here’s to making smart moves in NoCo real estate!
Philip
Jason Mitchell Real Estate Colorado
(Your local expert – Every Client, Every Time)